The Level Term Series offers simple, affordable coverage for a specific period of time. The Level Term Series offers coverage for periods of 10, 15, 20, or 30 years with guaranteed level premiums. Term policies are a great way to cover large expenses let behind due to death, such as educational expenses or a mortgage.
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- Available for issue ages 20-70
- Minimum amount of insurance is $50,000 (subject to a minimum annual premium of $100 and a minimum monthly modal premium of $10)
- Level death benefit
- Renewable to age 95, Convertible to age 65 or the 15th policy anniversary, whichever is earlier
- Premiums are scheduled to increase every 10 years to age 80, then renew annually; premiums are guaranteed for first 5 years.
- Optional Riders
- Accidental Death Benefit
- Children’s Term Rider
- Waiver of Premium
Note: Except for specific premium guarantees stated in the plan descriptions, our term plans have indeterminate premiums. This means the scheduled premium can be changed (no more than once a year). However, premiums can never be higher than the guaranteed maximum premiums.
The information presented herein is not a complete description of Federal Life’s products. For more information, including whether or not a product is approved for sale in your state, please contact a Federal Life representative.
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- Available for issue ages 20-65
- Minimum amount of insurance is $50,000 (subject to a minimum annual premium of $100 and a minimum monthly modal premium of $10)
- Level death benefit
- Renewable to age 95, Convertible to age 65 or the 15th policy anniversary, whichever is earlier
- Premiums are scheduled to be level for first 15 years and are guaranteed for first 7 years.
- Optional Riders
- Accidental Death Benefit
- Children’s Term Rider
- Waiver of Premium
Note: Except for specific premium guarantees stated in the plan descriptions, our term plans have indeterminate premiums. This means the scheduled premium can be changed (no more than once a year). However, premiums can never be higher than the guaranteed maximum premiums.
The information presented herein is not a complete description of Federal Life’s products. For more information, including whether or not a product is approved for sale in your state, please contact a Federal Life representative.
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- Available for issue ages 20-60
- Minimum amount of insurance is $50,000 (subject to a minimum annual premium of $100 and a minimum monthly modal premium of $10)
- Level death benefit
- Renewable to age 95, Convertible to age 65 or the 15th policy anniversary, whichever is earlier
- Premiums are scheduled to be level for first 20 years and are guaranteed for first 10 years.
- Optional Riders
- Accidental Death Benefit
- Children’s Term Rider
- Waiver of Premium
Note: Except for specific premium guarantees stated in the plan descriptions, our term plans have indeterminate premiums. This means the scheduled premium can be changed (no more than once a year). However, premiums can never be higher than the guaranteed maximum premiums.
The information presented herein is not a complete description of Federal Life’s products. For more information, including whether or not a product is approved for sale in your state, please contact a Federal Life representative.
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- Available for issue ages 20-55
- Minimum amount of insurance is $50,000 (subject to a minimum annual premium of $100 and a minimum monthly modal premium of $10)
- Level death benefit
- Renewable to age 95, Convertible to age 65 or the 15th policy anniversary, whichever is earlier
- Premiums are scheduled to be level for first 30 years and are guaranteed for first 15 years.
- Optional Riders
- Accidental Death Benefit
- Children’s Term Rider
- Waiver of Premium
Note: Except for specific premium guarantees stated in the plan descriptions, our term plans have indeterminate premiums. This means the scheduled premium can be changed (no more than once a year). However, premiums can never be higher than the guaranteed maximum premiums.
The information presented herein is not a complete description of Federal Life’s products. For more information, including whether or not a product is approved for sale in your state, please contact a Federal Life representative.
Questions?
Contact Marketing Administration
Phone: (800) 233-3750
ext. 506
Fax: (847) 520-7651
marketingadmin@federallife.com
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