No matter where you are in life – just starting out, raising a family, or looking to retirement – we offer solutions that can help Americans realize the financial security and peace of mind they are looking for. Because life is unpredictable.

Discover what makes Federal Life
a trusted choice for financial security.

My EssentialCare (MyEC) combines up to six of the most common types of insurance into one plan, giving you and your family a blanket of protection that can expand and supplement your existing coverage while protecting your income and savings.

Below are some of the benefits included in a MyEC plan. And keep in mind all benefits are payable as a lump sum, directly to the insured. Acceptance into the plan is guaranteed!

Accident Injuries and Treatments

• Injury – e.g., broken hip, leg or arm, dislocated wrist or collarbone
• Medical service – e.g., doctor’s office, urgent care, the ER

Critical Illness and Cancer

• Invasive and non-invasive cancer, skin cancer, heart attack, organ failure, end stage renal disease, stroke, sudden cardiac arrest, bone marrow transplant, coronary artery disease

Accidental Death and Dismemberment

• Accidental death
• Coma
• Dismemberment
• Irreversible paralysis

Hospital Care

• Hospital admission/confinement

ICU Admission/Confinement, Short Term Disability, Term Life Insurance

With MyEssentialCare you receive a direct payment that can be used for deductibles, any out-of-pocket expenses, common hidden costs like childcare, travel and lodging—or however you choose. Acceptance is guaranteed!

For more information, contact us at 800.233.3750.

*MyEC is not an individual product and must be purchased through an employer benefits program.

Accident and Health Coverage