Federal Life is relentless in our pursuit of innovation and building unique product offerings and capabilities. Free from the constraints of legacy technology, we are a boutique insurance carrier dedicated to putting customers first.

Our specialty lies in serving unique distribution channels with tailor-made product solutions. Our innovative product design and outstanding customer service are driven by our strategic outsourcing approach. Trusted third-party vendors, with expertise in market research, product design, pricing, e-App enrollment, and more, are seamlessly integrated into our process, enabling us to deliver fast, contemporary, and customer-centric solutions.

Supplemental Coverage for Greater Protection

Life is unpredictable

Beth is a young professional, fresh out of college and working at her first job. She was on her way to work when her car slid on an icy patch and into a tree. Beth was taken by ambulance to the local hospital Emergency Room where she had a series of exams and scans that revealed she had fractured her right kneecap and nose as well as suffered a multitude of lacerations and minor injuries. Beth was admitted to the hospital where she spent three days in a coma. She had surgery to reconstruct both her knee and nose, and after two weeks Beth was released from the hospital with a full knee brace and crutches. Two months after the accident, Beth had sufficiently recovered to return to work.

In total, Beth received $11,258 in benefits¹ from her MyEC plan. It helped her cover health insurance co-pays and deductibles as well as the unexpected hidden costs that can come with a serious injury or illness.

¹The benefits highlighted are for illustration purposes only. Actual benefits will be based on the plan selected at time of enrollment. Individual experiences may also vary.

This is a summary of the available benefits under the group policy underwritten by Federal Life Insurance Company (Home Office, Lincolnshire, IL). Details of insurance, including exclusions, limitations, restrictions, and other provisions are included in the certificate of coverage issued. The coverage does not constitute comprehensive health insurance coverage and does not satisfy the requirement of the minimum essential coverage under the Affordable Care Act. Coverage not available in all states.